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Bank of America routing number charlotte NC

 

053000196 – Bank of America routing number in North Carolina

 

Bank of America North Carolina routing number

The routing number for checking and savings accounts in Charlotte NC is 053000196.

What to understand about routing number

The American Bankers Association assigns a nine-digit bank routing number to each financial institution involved in a transaction. The first four digits are identifiers for the Federal Reserve. The first two show which of the 12 Federal Reserve Bank districts a bank is located in, and the next two show which Federal Reserve check-processing center your bank is assigned to. Check more on bank of America routing number 

Because banks, like checking accounts, are assigned identifying numbers, the next four numbers identify your banking institution. The final digit is a check digit calculated from the first eight digits.

Routing numbers are used in the United States to identify banks and other financial institutions. Routing transit numbers, ABA routing numbers, and RTNs are all 9-digit numbers.

Routing numbers are required for Fedwire funds transfers at Federal Reserve Banks. They are also required by the ACH network for the processing of electronic funds transfers, such as direct deposits and bill payments.

How can I find bank of America routing number

You can also find your routing number on a check if you have a Bank of America checking account. The check routing number is the first nine numbers in the lower-left corner.

If you don’t have a check, call Bank of America at 800-432-1000 to get your account’s routing number. If you’re unsure which number to dial, call Bank of America. Dialing the correct number could mean the difference between your money going into the correct or incorrect account.

How to find Bank of America routing number for ACH transfers

To send an ACH transfer to any Bank of America bank account, you will need to include the ACH routing number. You’ll need the ACH routing number, which varies by state, to send a domestic ACH transfer.

In North Carolina, 053000196 is the ACH routing number for Bank of America accounts.

How to find Bank of America routing number online

Here are a few options for looking up your routing number on the internet:

  • Logging into online banking with Bank of America will provide you with your routing number.
  • BOA check or bank statement is acceptable.

Your routing number ensures that your payment reaches its intended recipient in good condition. When looking for your Bank of America bank routing number, this page is a good place to start. However, it’s always a good idea to double-check your bank or recipient for the correct account and routing number.

Can Bank of America routing number in charlotte NC be used for all branches?

All Bank of America branches in North Carolina have the same routing number. For Bank of America accounts in North Carolina, the same ABA routing number is used for checking and savings accounts.

 

Where can I find Bank of America routing number on check?

You can easily locate your routing number if you have a Bank of America check on hand.
Simply look at the first nine-digit number on the bottom left-hand side of any of your personal checks to find the routing number information for Bank of America. You can also lookup your Bank of America routing number using the chart above.

Keep in mind that depending on where you opened your Bank of America account, your check routing number will be different. Bank of America has locations in nearly every state in the United States, and each state has its own routing number, making processing easier and allowing the bank to better manage accounts.

Texas, Missouri, Illinois, and Florida, for example, each have multiple routing numbers, so you should contact your bank or log into your online account to find the correct number for your account. If you’re even one number off, your money could end up in the wrong hands.

 

What’s the difference between Routing numbers, SWIFT codes, BIC and IBANs

Sending or receiving a wire transfer, whether domestically or internationally, will require a few details.

  • Routing numbers: when processing domestic ACH payments or wire transfers, routing numbers help identify banks. Only in America. For example, you don’t need one to pay your French friend.
  • SWIFT codes: Banks and financial institutions are identified using SWIFT codes, which are similar to routing numbers. This time it’s for international money transfers.
  • BIC codes are another term for them.
  •  IBAN numbers: Individual bank accounts are identified by their IBAN numbers (international bank account numbers). Many European banks issue them, but they are also being adopted by banks around the world.

 

Bank of America wire transfer numbers

wire transfer is one of the most efficient ways to send money electronically. 
Money is transferred electronically from one bank to another, and the transaction is 
completed without the use of check.
To ensure that the funds are credited correctly, make sure you use the correct number. 
These are the wire transfer numbers for Bank of America:
Type of wire transfer Bank of America routing number

Domestic Wire Transfer

026009593

International Wire Transfer to Bank of America account in the USA

026009593

SWIFT Code

BOFAUS3N

 

 

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Vincent
Vincent
Techboardz is an entrepreneur and has a passion for article writing, he is an article writer and editor, he has full zeal to write
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