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Bank of America student credit card – Student credit card

Bank of America student credit card – Student credit card from Bank of America | Bank of America card for students

Bank of America student credit cards is designed to aid students in building credit and developing excellent credit habits that can be utilized to lay the groundwork for a prosperous financial future.

We have credit cards for students with a variety of advantages, from travel and cash rewards to a cheaper interest rate. Today is the last day to apply for a Bank of America student credit card.

 

What you need to understand about Bank of America student credit card

  • Choosing a credit card can be a difficult task. We’ve developed a list of crucial factors to consider while choosing the best credit card for you.
  • Utilize your credit card to its full potential. Find out how you can take advantage of all of the benefits that come with being a cardholder.
  • You can ensure that you’re on the correct track when it comes to controlling your credit card debt by following a few simple measures.
  • A better credit score can be achieved by better credit behaviors. Check out some of our helpful credit suggestions if you’re wanting to boost your credit.

Importance of bank of America card for student

  • Students under the age of 25 do not have to pay a monthly maintenance charge.
  • There are no overdraft fees, which helps you avoid spending more than you have.
  •  Checkless banking with a variety of payment options.
  • This service is free from Bank of America, but your mobile carrier’s message and data fees may apply. The coverage of your mobile carrier may alter or delay the delivery of alerts.

What happens if I lock my credit, ATM card, or debit card online or mobile banking?

When you use Online or Mobile Banking to lock your debit or ATM card, it will prohibit most types of card transactions from being executed until you unlock your card. Virtual cards that are linked to the locked card will be locked as well.

The lock will not prevent card transactions presented by the merchant as a new recurring or previously planned recurring transaction, transactions using other cards linked to your deposit account, or refunds or credit adjustments from being posted to your account.

Additionally, transactions made before the card was locked will be unaffected. Locking your card is not a substitute for reporting it stolen or lost. This functionality is accessible on the iPad, iPhone, and Android versions of the Mobile Banking app. It is necessary to have a data connection. It’s possible that you’ll have to pay a fee to your wireless carrier.

How to qualify for a Bank of America student credit card

A student is defined as an account holder who is under the age of 25 and is engaged in school or an educational or vocational program. The student waiver will no longer be available to apply to an Advantage Plus account after February 18, 2022. Details can be found in your Personal Schedule of Fees. Under the age of 18 or the Student, waivers do not apply to fiduciary titled accounts, such as UTMA / UGMA.

When used appropriately, credit cards for students can assist in the development of a successful financial future. Below are the bank of America credit cards for students.

Bank of America Customized Cash Rewards for Students

Earn 3% cashback in your preferred category, from online shopping to off-campus meals and more.

Feature of Bank of America Customized Cash Rewards for Students

  • 3% cashback in your preferred category, 2% cash back at grocery shops and wholesale clubs (on the first $2,500 in combined preferred category/grocery store/wholesale club purchases every quarter), and 1% cashback on all other purchases.
  • Gas, internet shopping, restaurants, travel, drug stores, and home improvement/furniture are some of the options. You must go to Online Banking or use the Mobile Banking app to alter your preferred category for future purchases. You can alter it once a month, or you can leave it alone and it will stay the same.
  • After making at least $1,000 in purchases in the first 90 days of your account creation, you will receive a $200 cash rewards bonus.
  • A credit card, when used correctly, may help you develop your credit history, which can come in handy when looking for an apartment, a vehicle loan, or even a job. Free access to your FICO® Score is available through Online Banking or the Mobile Banking app.
  • If you leave this page, visit a Bank of America banking center, or call the bank, this online-only offer may not be accessible. When you apply right now, you may take advantage of this offer.

 

Bank of America Unlimited Cash Rewards for Students

Begin securing your financial future while earning an infinite amount of money back.

Features of Bank of America Unlimited Cash Rewards for Students

  • Earn 1.5% cashback on all purchases indefinitely.
  • There is no limit to how much cashback you can receive, and cash incentives never expire.
  • After making at least $1,000 in purchases in the first 90 days of your account creation, you will receive a $200 cash rewards bonus.
  • A credit card, when used correctly, may help you develop your credit history, which can come in handy when looking for an apartment, a vehicle loan, or even a job. Free access to your FICO® Score is available through Online Banking or the Mobile Banking app.
  • If you leave this page, visit a Bank of America banking center, or call the bank, this online-only offer may not be accessible. When you apply right now, you may take advantage of this offer.

BankAmericard for Students

Save money on interest, which is a terrific option when you’re just getting started.

Features of BankAmericard for Students

  • Bank of America offers one of the lowest accessible interest rates.
  • After making at least $1,000 in purchases in the first 90 days of your account’s establishment, you’ll receive a $100 statement credit online incentive.
  • When used at chip-enabled terminals, your card comes with our $0 Liability Guarantee and chip technology for added protection.
  • A credit card, when used correctly, may help you develop your credit history, which can come in handy when looking for an apartment, a vehicle loan, or even a job. Free access to your FICO® Score is available through Online Banking or the Mobile Banking app.
  • If you leave this page, visit a Bank of America banking center, or call the bank, this online-only offer may not be accessible. When you apply right now, you may take advantage of this offer.

Bank of America Travel Rewards for Students

Begin planning for your financial future.

Features of Bank of America Travel Rewards for Students

  • Earn 1.5 points for every $1 spent on all purchases, anywhere, at any time, with no points expiration.
  • Use your card to plan your vacation whenever and anywhere you want, with no ban dates, and then pay it off with a statement credit for travel and dining expenses.
  • After spending at least $1,000 in purchases in the first 90 days of your account’s activation, you’ll receive 25,000 bonus points online.
  • A credit card, when used correctly, may help you develop your credit history, which can come in handy when looking for an apartment, a vehicle loan, or even a job. Free access to your FICO® Score is available through Online Banking or the Mobile Banking app.
  • If you leave this page, visit a Bank of America banking center, or call the bank, this online-only offer may not be accessible. When you apply right now, you may take advantage of this offer.

 

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Vincent
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