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BankAmericard Credit Card – Bank Of America Credit Card

BankAmericard Credit Card | Bank Of America Credit Card | Credit card

 

Save enough interest and explore with lots of credit cards to enjoy the benefits of cashback, lower interest rate, travel rewards, cards to build your credit, and more with BankAmericard Credit Card, excellent credit is perfect with a minimum of 690 to enjoy the benefit of BankAmericard Credit Card.

BankAmericard Credit Card is a Mastercard, use your BankAmericard Credit Card anywhere Mastercard is accepted, it’s issued by Platinum Plus, BankAmericard, Bank of America.

What BankAmericard Credit Card offers?

Enjoy 0% intro APR+ for 18 billing cycles for every purchase, balance transfer you have made in the first 60days. 12.99% – 22.99% will be applied after the intro APR ends. You will be charged a 3% fee (min $10) that will be applied to balance transfers.

What you need to know about BankAmericard Credit Card

– Paying late won’t attract any automatic interest rate (APR)
– Access your FICO score monthly for free and get it updated with your BankAmericard Credit Card mobile banking app or in your BankAmericard Credit Card online banking. Log in to get your score, kay factors and other details affecting your score can protect your credit health.
– No annual charges with the perfect card to enjoy saving interest and paying low balances faster.
– After making a minimum of $1,00 in purchase in the first 90 days of account opening, enjoy a $100 statement credit online bonus.

How to apply for BankAmericard Credit Card

Apply online

– Go to BankAmericard Credit Card website secure.bankofamerica.com/apply-credit-cards
– Input your information needed to register for your BankAmericard Credit Card such as

1.  First name
2. Middle name
3. Last name
4. Residential address
5. City
6. State
7. Zipcode
8. Phone number
9. Valid or active email address
10. Country of residence
11. Date of birth
12. Employment status
13. Total income
14. Primary source of income

15. Monthly housing payment

16. Socia security number (SSN).

 

 

How to apply for BankAmericard Credit Card through phone


You can apply by phone easily by contacting Bank of America customer care on 800-932-2775, then ensure you mention the priority code: HC01NT.

 

How long does Bank of America credit card take to arrive?

Your card will arrive at you 7- 10 business days of your BankAmericard Credit Card application, to get it in 1- 3 business days, contact BankAmericard Credit Card customer care

800- 432-1000
1- 315-724-4022 (international collect; cell phone roaming charges may apply)
Mon-Fri 8 a.m.-11 p.m. ET
Sat-Sun 8 a.m.-8 p.m. ET
Automated support: 24/7
Spanish
800-688-6086
Mon-Fri 8 a.m.-11 p.m. ET
Sat-Sun 8 a.m.-8 p.m. ET
Automated Support: 24/7

You will be charged a fee of $15 if you need immediate card delivery to your address.

 

Note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repayment.

 

BankAmericard Credit Card interest and fees

Annual Percentage Rate (APR) for Purchases

0% Introductory APR for the first 18 Statement Closing Dates following the opening of your account.

After that, your APR will be 12.99% to 22.99%, based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

0% Introductory APR for the first 18 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account.

After that, your APR will be 12.99% to 22.99%, based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

15.99% to 25.99%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and

28.99% for Bank Cash Advances.

This APRs will vary with the market based on the Prime Rate.

Penalty APR: None
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by each month’s due date.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.50.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau website at http://www.consumerfinance.gov/learnmore.

Fees for BankAmericard Credit Card

Transaction Fees for BankAmericard Credit Card

  • Purchase
Purchase of a wire transfer from a non-financial institution:
Either $10 or 5% of the amount of each transaction, whichever is greater.
 • Balance Transfer
Either $10 or 3% of the amount of each transaction, whichever is greater.
 • Cash Advance
Direct Deposit and Check Cash Advances:
Either $10 or 3% of the amount of each transaction, whichever is greater.ATM, Over-the-Counter, Same-Day Online, and Cash Equivalent Cash Advances:
Either $10 or 5% of the amount of each transaction, whichever is greater.
 • Foreign Transaction
3% of the U.S. dollar amount of each transaction (1) made in a foreign currency, or (2) made in U.S. dollars if the transaction is made or processed outside of the United States. This fee will be in addition to any other applicable fee.
Penalty Fee for BankAmericard Credit Card
 • Late Payment
Up to $40

How to activate BankAmericard Credit Card

Activate your card by accessing your online banking and inputting your code. Your identity will be confirmed, Once it is confirmed, enjoy using your BankAmericard Credit Card everywhere Mastercard is accepted. If you haven’t used online banking yet, enroll to activate your card easily to secure your banking online.
Go to bankofamerica.com activate to Activate your card and access your online banking and, Go to bankofamerica.com enroll to Enroll for your online banking. Contact BankAmericard Credit Card customer care to activate your card as well on 800- 276- 9939.

Is BankAmericard Credit Card safe?

Yes, BankAmericard Credit Card is safe, They terminate the fraud act and detect any suspicious activity when they get any, You have a $0 Liability Guarantee for fraudulent transactions.
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Vincent
Vincent
Techboardz is an entrepreneur and has a passion for article writing, he is an article writer and editor, he has full zeal to write
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