Citi custom cash card – Apply for a Citi Custom cash card
Table of Contents
What is a Citi custom cash card?
An opportunity to earn cash back is offered to cardholders of the Citi Custom Cash Card, a Mastercard® credit card. Rotating bonus categories never require cardmembers to sign up. Each billing cycle, customers can earn up to $500 in cash back at a rate of 5% on the top eligible spend category.
On purchases made in that category after that, cardholders will earn 1%. All other purchases made by cardholders will earn them a flat 1 percent cash back rate. ThankYou® Points can be converted into cash back.
Accordingly, you will receive 1 point for every $1 spent on all other purchases during a billing cycle while earning 5 points for every $1 spent during a billing cycle in your top eligible spend category, up to the first $500 spent. Gift cards, travel, or Shop with Points at Amazon.com or PayPal are just a few of the ways that points can be redeemed for cash back as a direct deposit, statement credit, check, or other options.
How does Citi custom cash card work?
- For every purchase, use the Citi Custom Cash Card.
- Receive 5% cash back on purchases made in your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back on all subsequent purchases.
- Earn an endless 1% cashback on all other purchases.
- ThankYou® Points are redeemed for cash back. Accordingly, each billing cycle, you will receive 1 point for every $1 spent on all other purchases and 5 points for purchases in your top eligible spend category up to the first $500 spent.
- Use a statement credit, direct deposit, check, or cash back to redeem your points.
- Alternatively, look into other options for exchanging points, such as gift cards, travel, and Amazon.com Points Shopping.
Is Citi custom cash card safe?
Yes, By keeping an eye out for suspicious activity and notifying cardholders, this program reduces the concern of identity theft. The free enrollment process only takes a few minutes, after which your monitoring will start.
The reward of Citi custom cash card
ThankYou® Points can be converted into cash back. cardholders gain:
- Every billing cycle, up to $500 in spending, you will earn 5 points for every $1 spent in your top eligible spend category, and for every $1 after that, you will earn 1 point.
- On all other purchases, you receive one point for every dollar you spend.
Gift cards travel, Shop with Points at Amazon.com, and PayPal are just a few of the many ways that ThankYou® Points can be redeemed for cash back in the form of direct deposit, a statement credit, checks, or other options. The rates of redemption may change.
The benefit of Citi custom cash card
The Citi Custom CashSM Card provides additional advantages in addition to never requiring a sign-up for rotating bonus categories, including:
- Earn points on purchases made by Authorized Users and add them for free.
- Make everyday purchases quickly and safely with your contactless-chip-enabled card.
What you can earn with Citi custom cash card
Members of the Citi Custom Cash Card are eligible to earn 5% cash back on the first $500 in purchases made in the highest eligible spend category each billing cycle.
Additionally, you can earn an unlimited 1 percent cash back when using your Citi custom card to make any other purchases for 1 percent cash back, including those that exceed the $500 spend limit in the highest eligible spend category. The amount of cashback you can receive each month at 1% is unlimited.
To earn a cashback on a Citi custom cash card, is there a limit?
Your ability to earn cash back with your Citi Custom Cash Card has no upper limit. You can receive 5% cash back with your Citi cash back credit card on up to the first $500 in purchases made in your highest eligible spend category each billing cycle.
The card will operate as an unlimited 1 percent cash back credit card for all other purchases, including those that exceed the $500 spent in the highest eligible spend category.
How to apply for a Citi custom cash card?
Citi Custom Cash Card applications are simple and easy to complete.
Visit their website online.citi.com.
Does Citi custom cash card charge an annual fee?
There is no yearly fee associated with the Citi Custom Cash Card.
What credit score do you need for Citi custom cash card?
Customers can qualify for the Citi Custom Cash card with good to excellent credit. It’s advised to start with a secured card, such as the Citi Secured Card if you don’t meet the minimum requirements, or to find long-term, responsible ways to improve your credit.
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