Creditcards- Top 5 Credit Cards for 2021 – No Annual Fee Cards Available | Right Card For You at Creditcards.com
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Get the best credit card and choose the right card with no annual fee, no cashback, bonuses, and more. Enjoy low interest with no fee.
Credit Cards for 2021 with No Annual Fee
Cashback is offered with a substantial amount of value for cardholders that don’t bother tracing their bonuses. With Discover it, you will earn your cashback at the end of the first year with no minimum spending or maximum rewards. $150 cash can be turned to $300. Earn cashback of 5% on all purchases at various places of every quarter such as Amazon.com, grocery stores, restaurants, gas stations, If you use PayPal to pay up the quarterly maximum when you are active. earn unlimited 1% cashback on Discover it on all other purchases automatically. To apply visit discover.com/products/it-card
Discover it fee
– Purchases Intro APR 0% for 14 month
– Balance Transfers Intro APR 0% for 14 months
– Regular APR 11.99% – 22.99% Variable
– Annual Fee $0
How to use Discover it
– Make all purchases in the first year then get the introductory offer
– Ensure you register for a rotating bonus for every quarter
– Compare your spending of every quarter toward the bonus category to increase your cash back.
– Ensure you pair the Discover it cashback with a card earning of high flat cashback rate of non-bonus category purchases.
Wells Fargo Active Cash℠ Card
Get a $200 cashback rewards bonus when you spend $1,000 on your first purchase in 3 months and earn unlimited 2% cash rewards on purchases. To apply visit apply.wellsfargo.com/consumercreditcard.
Wells Fargo Active Cash℠ Card fee
– Balance Transfers Intro APR 0% intro APR for 15 months from account opening on qualifying balance transfers.
– Purchases Intro APR 0% intro APR for 15 months from account opening.
– Regular APR 14.99%-24.99% (Variable).
– Annual Fee $0
How to use Wells Fargo Active Cash℠ Card fee
– Secure $200 cash rewards binus when you spend at least $1,000 in the first three months.
– Use your activecard when you have multiple cards that earn less than 2% back on existing cards.
– Get your cellphone bill with the card for up to $600 of protection agaist damage covered or theft.
Chase Freedom Unlimited
Get a $200 bonus when you spend $500 on every purchase in your first 3 months from account opening and earn cashback of 5% on grocery store purchases on $12,000 above spent in the first year. Get 5% on travel purchased via chase ultimate rewards, cashback 3% on dining at restaurants, including take-out and qualified delivery services on drugstores purchases. Enjoy unlimited 1.5% cashback on other purchases. To apply visit applynow.chase.com.
Chase Freedom Unlimited fee
– Balance Transfers Intro APR N/A
– Purchases Intro APR 0% Intro APR on Purchases for 15 months
– Regular APR 14.99% – 24.74% Variable
– Annual Fee $0
How to use the Chase Freedom Unlimited card
– Get at least $500 on your card for the first three months
– Chase Freedom Unlimited card can use for all Lyft rides
– Enjoy the card with all ultimate rewards travel booking and on dining and drugstore purchases.
Bank of America Customized Cash Rewards credit card
Get $200 online cash rewards bonus when you make $1,000 minimum in the first 90 days of account opening. Cashback of 3% in the category of your choice of up to $2,500 with category/grocery store/wholesale club quarterly purchases. Get automatic 2% at grocery stores and wholesale clubs of up to $2,500 and more in combined choice category/grocery store/wholesale club quarterly purchases, earn 1% unlimited on every purchase. To Apply visit secure.bankofamerica.com/apply-credit-cards
Bank of America Customized Cash Rewards credit card fee
– Balance Transfers Intro APR 0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
– Purchases Intro APR 0% Intro APR for 15 billing cycles for purchases.
– Regular APR 13.99% – 23.99% Variable APR on purchases and balance transfers.
– Annual Fee $0
How to use the Bank of America Customized Cash Rewards card
– Get a minimum of $1,000 in the first 90 days to earn sign – up bonus.
– Check your spending every month to view if another 3 percent bonus category could earn more rewards.
– If you qualify to get a higher reward rate, enroll in the preferred rewards program.
Citi Custom Cash℠ Card
Get $200 cash back when you spend $750 on all purchases in the first 3 months when you open your account. Bonus offered will be fulfilled as 20,000 ThankYou® Points and can be redeemed for $200 cashback. Get 5% cashback on every purchase on your top qualified to spend category each billing cycle on your first $500 spent then enjoy 1% cashback after. Enjoy 1% unlimited cash on your entire purchase. To apply visit citicards.citi.com.
Citi Custom Cash℠ Card fee
– Balance Transfers Intro APR 0% for 15 months on balance transfers.
– Purchases Intro APR 0% for 15 months on purchases.
– Regular APR 13.99% – 23.99% (Variable).
– Annual Fee $0.
How to use the Citi Custom Cash Card
– Combine your Citi Custom cash card with a flat-rate card to increase your purchases within your top spending category.
– increase your 5% rewards billing cycle. ( cardholder can pay a year’s worth of streaming services or gym membership dues to a single billing cycle).
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