Destiny credit card
Destiny credit card: The Destiny card offers all of the advantages of a Mastercard while not a security deposit. Plus, your account history is rumored to the 3 major credit bureaus, supplying you with an opportunity to create credit as you retain your account in sensible standing.
The Destiny Mastercard® is a good credit card to use once bankruptcy, for example, as that style of a negative credit history won’t disqualify AN applicant.
The Destiny Mastercard is an unsecured card that offers shoppers with imperfect credit history the way to make and access a tiny low line of credit. You’ll get a credit limit of $300, however, you won’t get any rewards, benefits, or perks.
The starting credit limit for the Destiny Credit Card is $300. in contrast to in the case of most credit cards on the market, willnot|you can’t|you can not} request a credit limit increase for it. … If used responsibly, it can assist you to refer your credit score
That means the card enjoys the worldwide acceptance of the Mastercard payment network – accepted in 212 countries worldwide. And once you use your Destiny Mastercard abroad, you’ll fancy a really modest foreign dealings fee
TERMS AND CONDITIONS
The Destiny Mastercard Account (“Account”) is issued by 1st Electronic Bank (“us”, “we”, and “our”). This provide is barely valid for brand new Accounts. you want to be a minimum of eighteen years previous (19 in AL), have a sound social insurance number, physical address, and a U.S. scientific discipline address.
You authorize us to get your credit report from one or additional credit reportage agencies to verify your identity and measure your credit and review, maintain and perform assortment activities on your Account. In addition, you authorize
(i) the U.S. to hunt info concerning your credit history from your current and former creditors,
(ii) your current and former creditors to supply information to us about your credit history; and
(iii) our servicer, Genesis FS Card Services, Inc., to provide information about your MasterCard prequalification request history to us. If you raise us, we’ll tell you whether or not or not we tend to request your credit report and the names and addresses of any credit reportage agencies that provided the U.S. with such reports.
Pros:
- Available for those with subpar credit
- Unsecured card: No deposit necessary
- Monthly reportage to all or {any|to any or all} 3 credit bureaus
- Low foreign dealing fee
Cons:
- Low credit limit
- Charges an annual fee
- Relatively high APR
- Charges an over-limit fee
ALSO, READ: credit card payoff calculator
Destiny card customer care
Contact Us
Our customer service begins with the sale and ne’er ends.
Check our FAQ for answers to common questions, or contact us by mail or phone at the following:
Phone: 1-844-222-5695
FAX: 503-268-4711
Correspondence address: Genesis FS Card ServicesPO Box 4477Beaverton, OR 97076-4477Destiny MasterCard login – destiny credit card login
>move to their web site www.destinycard.com or click on HERE > Input your username that you created once making destiny card > Input your password > Tap on Login Destiny™ Mastercard®| Interest Rates and Interest Charges | |
|---|---|
| Annual proportion Rate (APR) for Purchases | 24.9% |
| APR for money Advances | 29.9% |
| Penalty Apr and once It Applies | 29.9%This Apr could also be applied to your account if you:1. build a late payment. How Long can the Penalty Rate Apply? If your Apr is increased for the on top of reason, the Penalty Apr will apply till you create six consecutive minimum payments once due. |
| Paying Interest | Your date is a minimum of twenty-five days once the shut of every charge cycle. we’ll not charge you any interest on purchases if you pay your entire balance by the due date each month. we’ll begin charging interest on money advances on the date of the dealing. |
| Minimum Interest Charge | If you’re charged interest, the charge is no lower than $.50. |
| For MasterCard Tips from the patron money Protection Bureau | To learn additional factors to think about when applying for or using a credit card, visit the website of the patron money Protection Bureau at http://www.consumerfinance.gov/learnmore or click HERE |
| Fees | |
|---|---|
| Set-Up and Maintenance Fees | NOTICE: a number of these discovered and maintenance fees are assessed before you start victimization your card and can scale back the number of credit you at the start have obtainable. For example, supported by the credit line of $300, your initial available credit will be solely concerning $225. |
| $75 the first year; $99 thereafter | |
| Transaction Fees | |
|
$0 during the primary year; once the first year, either $5 or 5% of the amount of every transaction, whichever is larger (not to exceed $100) |
|
1% of each transaction in U.S. dollars. |
| Penalty Fees | |
|
Up to $40
Up to $40 Up to $40 |
