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gs bank usa credit card – Apple Credit Card

gs bank usa credit card | Goldman Sachs Bank USA | US News – Credit Cards

 

gs bank usa credit card: Goldman Sachs Bank USA, a part of Goldman Sachs, has associated with Apple to issue the Apple Card, the first consumer credit card through Goldman Sachs. The card renders consumers the capability to earn rewards on everyday payments, redeem rewards in many ways, and eligible for a low minimum interest.

 

Rates and Fees

  • Issuer NameGoldman Sachs Bank USA
  • Annual Fee$0
  • APR10.99% to 21.99% at the tiem you open your account, depend on your creditworthiness
  • Penalty APRNone

 

Apple Card Benefits

Apple Cardholders can open the following features:

  • Advanced security technology with Apple Pay
  • Fraud protection
  • Hold your account if your card is lost or stolen
  • Purchase tracking
  • Spending summaries

 

Rewards of Apple Credit Card

Ensure that use make use of  the Apple Card at the time of allowing the payment of Apple, Due to the fact that you’ll earn 3% cash back. You’ll earn 3% back on Apple Pay purchases made at select stores, together with Walgreens, Uber, Uber Eats, Duane Reade and T-Mobile retail stores; 2% back on all other Apple Pay purchases; and 1% back on everything else. There are no maximum on the amount of cash back you can earn with the card.

 

Highlights on Apple credit card

  • Apple card stay on your IPhone, in the Wallet app. You can as well sign up in few minute and start making use of it right away with Apple Pay.
  • Apple card need to allow this very easy to pay down your balance, not difficult. So apple card doesn’t have any charges. No annual, over-the-limit, foreign-transaction, or late fees.
  • Pay little  interest.
  • Unlimited daily cash.
  • With every purchase you gain at the time of using your Apple card with Apply pay, you will receive 2% Daily Cash back.
  • Apple Card renders you unlimited 3% Daily Cash back on everything you purchase from Apple – Maybe it’s a new Mac, an IPhone case, games from the App store, or even a service such as Apple Music or Applt TV+. You also get unlimited 3% Daily Cash back on payments you make at chosen merchants at the time you make use of Apple card with Apple pay.
  • At the time you make use of your card, you’ll get 1% Daily Cash back on the entire purchase.

 

Apple Card’s Key APRs & Fees

Purchase Intro APR   Transfer Intro APR   Regular APR  
0% for 6 – 24 months Balance Transfers Not Allowed 10.99% – 21.99% (V)

Apple Card’s Additional Info

MAX LATE FEE  None
MAX OVERLIMIT
FEE 
None
MAX PENALTY APR  None
GRACE PERIOD  28 days
ONLINE RESPONSE  No
CASH ADVANCE
APR 
N/A
CASH ADVANCE
FEE 
None
FOREIGN
TRANSACTION FEE 
0%
SMART CHIP  Yes, unknown

 

  • Apple Card renders customers easy-to-understand, real-time observe of their recent transactions and settle right in Wallet, and Apple Card support is ready 24/7 by simply forwarding a text from Messages.
  • Equal Monthly Payment Financing: 0% APR for 6, 12 or 24 months on qualifying purchases.

 

Card benefits are with the updated security technologies of Apple Pay; the choice to “lock” or “unlock” your account if your card is lost or stolen; and aslo the weekly and monthly purchasing review that can aid you better knowlegde where your money is moving to.

 

Manage your Apple Card account

In the Wallet app, users can view or edit their Apple Card account information and select their preferences.

When you find out your iPhone or iPad isn’t available or you haven’t link your Apple Card to your iPhone or iPad, you can view your balances and make fee payments online at card.apple.com or click on HERE.

 

How to request a new Apple Card number to use online

  1. Access your Wallet on your iPhone and click onApple Card.
  2. Click on the more button, just like this image .
  3. Click on Card Information and authenticate with Face ID, Touch ID, or your passcode.
  4. Click on Request New Card Number.

Update your credit card details that’s saved in Safari AutoFill

You can update the card detail which are stored in Safari AutoFill to make use on websites without Apple Pay:

  1. Access the Settings app on your iPhone.
  2. Move down and click on Safari.
  3. Below General, click on AutoFill.
  4. Click on Saved Credit Cards and authenticate with Face ID, Touch ID, or your passcode.
  5. Click on the card that you need to update, then click on Edit.

If you create iCloud Keychain, your card details is updated for your entire devices where you use Safari, to know more click on HERE.

Lock or unlock your titanium Apple Card

If you lost your card, you can lock or unlock your titanium Apple Card, with ease without panic by clicking on HERE

 

If your titanium Apple Card is lost or stolen

If your titanium Apple Card is lost or stolen, You can check on how to report in requesting for a new card, you can learn more by clicking on HERE.

 

 

Access your account information

Immediately you get or edit your details and design your account preferences.

Check or edit your billing address

  1. Access the Wallet app on your iPhone and click on Apple Card.
  2. Click on the more button, just liek the image here .
  3. Below your Billing Address, click on your address.

To switch your billing address, click on Update Billing Address and tender your billing address details. At the time you enter a new billing address, make use of the two-letter short form for your state. A well known address is needed to apply for Apple Card and to accept your titanium Apple Card shipment. You can also make use of a military address.

 

Select account preferences

Apple Card account notifications are switched on by default. You can select your preferences in the Wallet app on your iPhone.

At the period you turn off notifications, you will drop important alerts, such as paying out summaries and payment notifications. Apple urge that users should secure their  account notifications turned on.

Switch transaction notifications on or off

  1. Access the Wallet app on your iPhone and click on Apple Card.
  2. Click on the more button .
  3. Move down to Transactions.
  4. Click on Allow Notifications to accept notifications on your Apple Card account. Click again to switch notifications off.

To switch off all alerts and notifications for the Wallet app, go through these steps:

  1. Acess your Settings on your iPhone.
  2. Click on Notifications, then click on Wallet.
  3. Click on Allow Notifications to switch off all notifications.

 

Check the Privacy Policy or Terms and Conditions

If you need to read the Apple Card Privacy Policy or Terms and Conditions, go throug these steps:

  1. Access the Wallet app on your iPhone and click on Apple Card.
  2. Click on the more button, this look like the image here .
  3. Move down and click on Privacy Policy or Terms and Conditions.

 

How to update your information

When your name or phone number changes, you will have to contact an Apple Card Specialist at Goldman Sachs to update your account details.

You can know more about how to update your email address on apple by clicking on HERE.

 

Check your credit Information and limit

  1. Access the Wallet app on your iPhone and click on Apple Card.
  2. Click on the more button, that look like the image here .
  3. Move to Credit Details.

Where you will find your account Credit Limit, Available Credit, and APR. Goldman Sachs will require your credit history with Apple Card to notify any request for credit limit increases on Apple Card.

At the period you purchase an iPhone, iPad, Mac, or other qualify Apple product with Apple Card Monthly Installments, the total cost you finance is taken out from your Available Credit, to know more about apple card monthly installments, click on HERE.

 

ALSO, READ : ABN AMRO Apple Pay

Check your Apple Card Monthly Installments

  1. Access the Wallet app and tap Apple Card.
  2. Click on the more button .
  3. Click on Monthly Installments. If you have a lot of monthly installment purchases, click on the one that you need to check om.
  4. Click on Total Financed.

At this point, you can check the information of your Apple Card Monthly Installments by clicking on HEREto know more. You can also view your Apple Card Monthly Installments online by clicking on HEREto know more.

 

Fact on sharing Apple Card

When you already have Apple Card and need to share it with trusted friends and family members, set up Apple Card Family and add friends or family, to know more click on HERE. Maybe you don’t have Apple Card at this moment, you can as well apply for Apple Card and if you’re approved, you will have to create Apple Card Family and add friends and family.

 

ALSO, READ : How to install WhatsApp on Apple watch | WhatsApp on Apple Watch

Requirements to get Apple Card

If you need to get Apple Card, ensure that you must meet up with these requirements:

  • Make sure you are 18 years or older, base on where you live.
  • Mske sure you are a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn’t a P.O. Box. You can also make use of a military address.
  • Make use of two-factor authentication with your Apple ID.
  • Make sure you Sign in to iCloud with your Apple ID.
  • Maybe you have a freeze on your credit report, what you need to do is to temporarily lift the freeze before you get another Apple Card. Learn how to lift your credit freeze with TransUnion, by visting their site www.transunion.com or click on HERE
  • You might be require to verify your identity with a Driver license or State-issued Photo ID.

 

Goldman sachs credit card customer service | Apple support

You can reach out to them when you need to forward complaint or any furher inquiry by clicking on HERE

You can aslo get in touch with them on their Apple support App by clicking on HERE

Vincent
Vincent
Techboardz is an entrepreneur and has a passion for article writing, he is an article writer and editor, he has full zeal to write
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