HDFC Credit Card Login | HDFC Credit Card Login Process and netbanking
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HDFC Credit Card Login is a feature-rich, online portal that allows the cardholder to access their account information, view their account balance, make payments by credit or e-wallet and carry out a number of other convenient tasks.
HDFC Credit Card login process using Netbanking is easy and quick but does require some basic understanding. In order to proceed, you will need your credit card number, expiry date, and CVV code – which is the three-digit number printed on the back of your card. After you have this information ready, go to https://www.hdfcbank.com/
HDFC credit card how to apply
The HDFC website requires that you log in with your username and password. This process is as follows:
1. On the homepage, click on “Sign in”
2. Fill out the required information and enter your username and password
3. Click “Sign In” to continue
4. You will then be sent a confirmation email with a link to your own personal dashboard for use of your account.
5. After logging into your own personal dashboard you will be able to see and manage all of your payments and subscriptions, including adding new plans and changing your payment settings.
To take use of the features of HDFC credit card netbanking, consumers who do not already have a netbanking account must register with the service.
Customers who currently hold a valid HDFC credit card but do not hold an HDFC bank account must create their login ID and password by clicking the link on the HDFC website.
HDFC Credit Card Login
To log in to the HDFC portal to access your account, you need to visit their official website: https://netbanking.hdfcbank.com/netbanking/.
You will have the finest user experience possible thanks to its lighter appearance and feel. Use your customer ID and password to log in again.
Benefits of using an HDFC credit card for online banking
- Effortless registration process It is very easy to create a credit services account if you have a netbanking account, as was previously discussed. Once you have access to your netbanking account, you can create a credit services account by visiting the section there.
- Create a credit card Green PIN to alter your ATM PIN. A Green PIN is an OTP that can be used to modify your HDFC ATM PIN and is created on the customer’s registered mobile phone. Using your HDFC Netbanking account, you can create your credit card’s green PIN.
- Create an account summary and statement all in one place—You may create an account summary and statement for your credit card using the HDFC credit account. You can never lose track of your spending with an HDFC credit card account!
- Increased security is what you can expect from HDFC Netbanking, which is renowned for its safe online banking environment. With an HDFC credit card, netbanking is safe and secure for your login information and account information.
- Using AutoPay, settle your credit card debt. Using the online facilities offered by HDFC credit cards, you may easily pay your credit card bills. Use the procedures below to pay your credit card bills online.
- Use your HDFC credit card reward points to make purchases. You can earn reward points for each purchase you make with your HDFC credit card. You can use HDFC Netbanking to redeem all of your reward points at once! Your reward points can all be redeemed online. To redeem your reward points, however, you must have a minimum of 500 points in the MyRewards Redemption program.
- Access your loan information and apply for loans and other EMI options using the HDFC credit card login for netbanking.
- Using a credit card online services, you can always de-register your credit card.
- Email yourself a copy of your credit card statement. It is environmentally beneficial to open a credit card account online because doing so cuts down on voluminous paperwork and, eventually, bank operating expenses. Additionally, you help the environment by opening an HDFC credit card account.
- Raise requests utilizing the credit card netbanking feature. By logging into your HDFC credit card netbanking account, you can make a variety of requests.
Which HDFC credit card is best
Depending on the purpose for which a credit card will be used, choosing one might be quite personal. Since there is no one card that can meet everyone’s demands, we have selected some of HDFC Bank’s top credit cards to help you determine which ones are the best for you.
INFINIA Credit Card Metal Edition
The card is based on reward points, and one can earn points by paying for insurance, rent, and schooling. It offers frequent flyers and golf fans unrestricted access to golf courses and airport lounges.
Advantages of INFINIA Credit Card Metal Edition
- Cash Reward Points have no upper limit.
- No restriction on using airport lounges
- Free nights and a weekend buffet at ITC Hotels that participate.
- The markup on foreign exchange is 2% or generally about 3.5%.
- Golf privileges are limitless.
- Unrestricted use of airport lounges.
- Waiver of the fuel surcharge is possible.
Disadvantages of INFINIA Credit Card Metal Edition
- Since this is an extremely premium credit card, there are no rewards for purchases of fuel (here, “fuel” refers to gasoline and diesel).
- The first year is the only time you can join Club Marriott.
- One must only use this credit card to buy plane tickets if one wants accidental air death coverage.
- No Reward Point is awarded if the fee is not paid.
Features of INFINIA Credit Card Metal Edition
International transactions get the lowest 2% foreign exchange markup cost.
Your HDFC Bank Infinia credit card offers an interest-free period starting 50 days after the date of purchase.
The reward of INFINIA Credit Card Metal Edition
For every INR 150 spent in retail, including payments for utilities, insurance, education, and rent, 5 reward points are earned.
Reward Points are doubled on purchases made on Smartbuy for travel and shopping.
APR
- 23.88%
- Unrestricted use of airport lounges.
- Transactions between INR 400 and INR 1,000,00 are exempt from the 1% fuel surcharge.
- ITC Hotels offer weekend buffets for one and one.
Annual Fee Spending Waiver
If a subscriber spends INR 10 lakh in a calendar year, no annual fee is assessed.
Business MoneyBack
Reward Points and 5% cash back are both available simultaneously. Reward Points are unlimited, but cashback is limited to INR 250 per billing cycle.
The annual price is only INR 500, so if one could receive even a small cash refund each month—INR 250—they could pay off the fee in as little as two months.
For the first year, current account holders have better amenities, and after that, everyone has the same access. The card also includes a feature for POS reversal. If the user has expenses totaling more than INR 10,000, this card can be helpful.
Advantages of Business MoneyBack
- One gets Reward Points as well as cashback.
- POS Rental Reversal
Disadvantages of Business MoneyBack
- No insurance (as the fee is nominal)
- There is a cap on the 5% cashback that one gets on paying bills.
- Maximum discount capped at INR 1,000 per month on making payment through Dineout Pay.
- No lounge benefit as the card serves a different domain altogether.
Features
Minimum monthly expenditures of INR 10,000 must be met in order to qualify for the maximum cashback of INR 250 per statement (i.e., in order to receive this 5% cashback, which can go as high as INR 250), which means that INR 10,000 must be spent in order to qualify).
Benefit
- Telecom, utility, governmental, and tax payments receive 5% cash back.
- No card loss liability
- Interest-free borrowing time
- Rotating credit
Reward
- For each INR 150 spent, earn reward points.
- Online purchases get 4 reward points.
- 2 Reward Points for all other purchases.
Annual Fee Spending Waiver
If a subscriber spends INR 50,000 in a calendar year, no annual fee is assessed.
Platinum Times Credit Card
- Throughout the year, the card offers a variety of promotions for dining, shopping, wellness, etc.
- By using the Times Card app, one can access a variety of online and offline deals that are location-based and occasionally provide consumers savings of 10, 15, or 25%.
Advantages of Platinum Times Credit Card
- No responsibility for lost cards.
- Additionally, transactions that come from the payment of insurance are rewarded.
Disadvantages of Platinum Times Credit Card
- No lounge visits are offered.
- There are no insurance options.
Benefit
- SmartPay is used to pay utility bills.
- Tickets to movies on BookMyShow are 25% discounted.
- There are occasionally deals offered for dining, shopping, travel, and wellness.
Reward
- Every time you spend INR 150, you’ll earn 3 reward points
- For weekday eating, 10 reward points are awarded for every INR 150 spent.
- Payment of insurance results in transactions that are also rewarded.
Annual Fee Spending Waiver
If a subscriber spends INR 2,050,000 in a calendar year, there is no annual cost.
InterMiles HDFC Bank Platinum Credit Card
Online hotel and flight reservations are made easier with this card. For Etihad Airlines, one can get bonus points while also receiving savings of about 5%. Notably, subscribers receive a free year of InterMiles Gold membership. If you sign up for it the year you intend to travel regularly, you can take full advantage of it.
Advantages of InterMiles HDFC Bank Platinum Credit Card
- It is possible to join Dineout.
- With a value of INR 53,000, the welcome perks are appealing.
- Endless trips to domestic airports
Disadvantages of InterMiles HDFC Bank Platinum Credit Card
- No available insurances
- The first year is the only time that InterMiles Gold membership is offered.
- For international airports, lounge visits might have increased.
Benefit
- After spending INR 3,000 within the first 30 days after the anniversary date, you’ll
- Receive 1,500 InterMiles.
- 500 INR flight discount voucher
- 1000 INR worth of hotel discounts
- Etihad Airways economy class tickets are discounted by 5%.
- For tickets purchased on Etihad Airways, earn 2.5X InterMiles.
APR
- 43.20%
- 2 visits to an international airport lounge per quarter, or 8 visits per year.
- Unlimited access to domestic airport lounges.
- Waiver of 1% fuel surcharge on transactions with a minimum of INR 400, with a ceiling of INR 250 each billing cycle.
- Dineout Pay customers receive a 20% discount on their meal bills.
- No card loss liability
- Interest-free borrowing time
- Rotating credit
Annual Fee Spending Waiver
If a subscriber spends INR 2,050,000 in a calendar year, no annual fee is assessed.
How to view the statement of account at the end of the month on HDFC bank
- Activate your HDFC Net Banking account.
- Select the “Credit Card” tab.
- Go to the screen’s left side margin by navigating there.
- Select the “View Statement” link.
- Choose the credit card number and the time period you want the statement for.
- Choose the “View” link.
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