Virgin Money credit cards
Everyone wants something different from their credit card. So whether you want to get a better deal on your balance, free up some cash in your current account, earn Virgin Points, or save money on everyday purchases, we have a great selection of cards to choose from.
How does virgin money credit card works?
- Keep track of your transactions and balance. Keep track of your balance and view your most recent transactions.
- Organize your money and balances.
- Transfer money into your account or transfer a balance easily.
- You can easily pay.
- Make a debit card payment, as well as set up and manage your Direct Debit.
- View your PIN and report your card as lost or stolen in a simple and secure way.
How to keep track of your account
If you don’t have the Virgin Money Credit Card app, you can still access your account via the following methods:
- Text BAL, TRAN, BILL plus the last four digits of your card to 88300 to get information (eg: BAL 1234)
• You can transfer money from your bank account if you need to make a payment. Use sort code 40-64-25, bank account number 41320424, and as the reference, your 16-digit credit card number.
- Request a PIN reminder, close your account, or order a replacement card.
After I submit my application, how will I know if my card is ready?
- After you apply for a credit card, you will receive an email with instructions on how to proceed.
- If your credit card application was regarded, you must receive a reply from virgin money within 5 business days of submitting it.
- If you requested them to reconsider our decision on your application, credit limit, or reissue denial, we will respond within 30 days.
How long does virgin money card take to deliver?
Any cards ordered will usually arrive 7-10 business days just after the order request has been submitted.
Do transfers and balances take time on virgin money cards?
After all, checks have been completed, balance and money transfer requests are typically processed within 48 hours.
How long does payment take?
- Payments made through a faster payment bank transfer can take up to 2 hours to appear in your account (They will always show in your transaction list and update your balance).
- Within 30 minutes, amounts paid in the app will show up on the transaction list and be meant to reflect in the balance.
(Because these payments are posted the next working day, they may not show up on your statement if you paid the day before the statement was created.)
How to apply
With their secure online application, it’s quick and easy to apply, and there are many things to pick from. Before you apply for a credit card, you can use virgin money card checker to see if you’re likely to be approved — without impacting your credit score.
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